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Dwayne Nichols

Nichols Financial Service

I am an independent Life/Health/Financial Services broker/agent who can assit people in any stage of their life. My primary responsibility is to provide advice to clients and recommend the correct solutions for their desired outcome. I currently serve on my church board as the Secretary/Treasurer and enjoy singing with our Praise Team. Married in 1992 to my beautiful wife Lisa who blessed me with 2 awesome children with a grandchild on the way. I enjoy watching sports and playing golf.

Contact Info
Dwayne Nichols Nichols Financial Service
Resident license: 17249925
Licensed states:
Alabama Arkansas California Colorado Florida Indiana Iowa Louisiana Maryland Michigan New Jersey North Carolina Ohio Oregon Pennsylvania South Carolina Tennessee Texas Virginia Washington
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LIFE
Why Stay-at-Home Parents Should Consider Life Insurance Even if They Have No Income
• 11 min read
KEY POINTSMany financial experts advise buying life insurance to replace income.Stay-at-home parents typically do not have income that would need to be replaced.It may still be important to pay for life insurance for stay-at-home parents.Often, consu...
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HEALTH
Benefits Of A Health Insurance Policy
• 11 min read
Benefits Of Health InsuranceA health insurance policy is primarily designed to cover you financially in case of a medical emergency caused by illnesses, accidents or hospitalization. It has long-term benefits that make taking a health insurance polic...
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LIFE
What Is A Reduced Paid-Up Life Insurance Policy Option?
• 11 min read
Life insurance is an important financial planning tool if you’re concerned about your loved ones being left in a tight spot if something happens to you. But what if you can no longer afford to pay the premiums to keep your coverage in place?Reduced p...
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ANNUITY
Annuity Sales Hit Records Investors Seek Security
• 11 min read
Annuity sales hit a record last year as investors looked to protect their portfolios with a stable income amid rising interest rates and accelerating inflation.Annuities serve as insurance by providing a fixed stream of payments, guaranteeing a...
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MED
What Is Medicare And What Does It Cover?
• 11 min read
Medicare is the federal government health insurance program for people age 65 and older and younger people living with certain illnesses or disabilities. Its coverage plays an important role in containing medical costs as you age. But Medicare benefi...
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ANNUITY
Learn More About Fixed And Fixed-Indexed Annuities!
• 11 min read
Among the various kinds of annuities, which are contracts you sign with an insurance company to pay a premium for guaranteed income later, two of the most common are fixed and fixed indexed annuities. The former offers a fixed rate of return; th...
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DI
The Big Difference Between Long-Term Care And Long-Term Disability Insurance
• 11 min read
The longer people live, the more likely they are to face illnesses that necessitate custodial care either at home, in an assisted-living facility, or in a nursing home. So it stands to reason that there’s a resurgence of interest in long-term care an...
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LIFE
Myths About Life Insurance That Hold Young People Back From Getting The Coverage They Need
• 11 min read
After my husband and I got married last year, our financial to-do list started to grow rapidly. All of a sudden, we found ourselves struggling to make decisions about how to combine our money, what joint investments we should make, and what kind of f...
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MED
Unpacking Original Medicare
• 11 min read
When Medicare was originally signed into law in 1965 by President Lyndon B. Johnson, it had two complementary parts, A and B. These parts are known as Original Medicare. Part A covered procedures associated with hospital care, and Part B covered...
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LTC
What Long-Term Care Insurance Policyholders Need to Know
• 11 min read
About 7.5 million Americans have some form of long-term care insurance (LTCI), which is a policy that helps cover the daily living costs associated with health diagnoses not covered by standard health insurance. This coverage is crucial to...
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